TESTIMONIALS
Our Client Reviews
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam.
John Doe
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam.
Jane Doe
Privacy Policy
Effective Date: 5/1/26 Last Updated: 5/3/26
Retirement Success Club ("Retirement Success Club," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit www.retirementsuccessclub.com (the "Site"), submit a form, take an assessment, request educational materials, or otherwise interact with our services.
By using the Site or submitting information to us, you agree to the practices described in this Privacy Policy. If you do not agree with these practices, please do not use the Site or submit information to us.
1. Who We Are:
Retirement Success Club is an educational and lead-generation platform that provides retirement planning resources for federal employees and the general public, and connects interested individuals with independent licensed insurance and financial professionals.
Retirement Success Club is not a registered investment adviser, broker-dealer, insurance company, law firm, or accounting firm. We do not provide investment, tax, legal, or insurance advice. Any educational content, calculators, checklists, or assessments provided through the Site are for informational purposes only and should not be relied upon as a substitute for professional advice tailored to your specific situation.
Retirement Success Club is not affiliated with, endorsed by, or sponsored by the United States government, the Office of Personnel Management (OPM), the Thrift Savings Plan (TSP), the Federal Retirement Thrift Investment Board (FRTIB), the Department of Homeland Security, U.S. Immigration and Customs Enforcement, U.S. Customs and Border Protection, or any other federal agency.
2. Information We Collect:
A. Information You Provide Directly
When you opt in to receive a guide, take an assessment, register for a webinar, request a strategy session, or otherwise contact us, we may collect:
-Name
-Email address
-Phone number
-Mailing address (if provided)
-Employer or agency (if provided)
-Federal retirement system (FERS, CSRS, etc.)
-Years of federal service
-Age or planned retirement age
-Thrift Savings Plan (TSP) balance ranges
-TSP allocation preferences
-Marital status and household information (if provided)
-Health insurance and benefit elections (if provided)
-Retirement goals, concerns, and planning priorities
Any other information you voluntarily provide in forms, assessments, surveys, calls, or correspondence
We do not knowingly collect Social Security numbers, account numbers, dates of birth, or government-issued ID numbers through the Site. Please do not submit this information through any form on the Site.
B. Information Collected Automatically
When you visit the Site, we and our service providers may automatically collect:
-IP address
-Browser type and version
-Device type and operating system
-Referring website
-Pages visited and time spent
-Date and timestamp of visits
-Approximate geographic location (city/state level)
-Click and interaction data
-Form submission timestamps and IP addresses (for consent documentation)
This information is collected through cookies, pixels, web beacons, and similar technologies. See Section 7 for more on cookies and tracking.
3. How We Use Your Information:
We use the information we collect to:
-Deliver the educational materials, assessments, and resources you request
-Respond to inquiries and communicate with you about our services
-Send marketing emails, text messages, and other communications about retirement planning topics, our services, and our advisor partners (you may opt out at any time — see Section 8)
-Connect you with independent licensed professionals who may be able to assist you, including but not limited to insurance agents, financial professionals, and retirement specialists, when you have requested such a connection or expressed interest in receiving one
-Improve the Site, our content, and our services
-Personalize your experience and the content you receive
-Conduct analytics and measure the performance of our marketing campaigns
-Detect, prevent, and respond to fraud, abuse, or unauthorized activity
-Comply with legal obligations and enforce our terms
4. How We Share Your Information:
We share your information in the following circumstances:
A. With Advisor Partners:
When you request a strategy session, consultation, or to be connected with a retirement specialist, we may share your contact information and the information you provided in assessments or forms with one or more independent licensed insurance and financial professionals ("Advisor Partners") so that they can contact you. By submitting your information through forms designated for this purpose, you expressly consent to this sharing.
Our Advisor Partners are independent businesses and not employees, agents, or representatives of Retirement Success Club. Once your information is shared with an Advisor Partner, that Advisor Partner's own privacy practices will apply to their use of your information. We encourage you to review the privacy policies of any professional you choose to work with.
B. With Service Providers:
We share information with third-party vendors who help us operate our business, including:
-Customer relationship management and marketing automation platforms
-Email and SMS delivery services
-Website hosting and analytics providers
-Advertising and retargeting platforms
-Payment processors (if applicable)
-Calendar and scheduling tools
These service providers are authorized to use your information only as necessary to provide services to us.
C. For Legal and Safety Reasons:
We may disclose information when we believe in good faith that disclosure is necessary to:
-Comply with applicable law, subpoena, court order, or legal process
-Enforce our terms of service or other agreements
-Protect the rights, property, or safety of Retirement Success Club, our users, or others
-Investigate or respond to suspected fraud or unlawful activity
D. In a Business Transfer:
If Retirement Success Club is involved in a merger, acquisition, sale of assets, or similar transaction, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your information.
E. With Your Consent:
We may share your information for any other purpose disclosed at the time of collection or with your express consent.
We do not sell your personal information for monetary consideration to third parties for their independent marketing purposes. Some sharing described above (such as with Advisor Partners) may, under certain state privacy laws, be considered a "sale" or "sharing" of personal information; see Section 10 for your rights.
5. Communications and Consent:
A. Email Communications:
By providing your email address, you consent to receive emails from Retirement Success Club, including educational content, marketing messages, event invitations, and information about our services and Advisor Partners. You may unsubscribe at any time by clicking the unsubscribe link in any email or by contacting us directly.
B. SMS / Text Message Communications
By providing your phone number and opting in to text messages, you consent to receive SMS or MMS messages from Retirement Success Club at the number provided, including marketing messages sent using an automated system. Consent is not a condition of any purchase. Message and data rates may apply. Message frequency varies. Reply HELP for help.
Reply STOP to unsubscribe.
C. Phone Calls:
By providing your phone number through a form requesting a strategy session, consultation, or other direct contact, you consent to receive phone calls from Retirement Success Club and our Advisor Partners regarding your inquiry, including calls placed using automated dialing technology. Consent is not a condition of any purchase. You may revoke consent at any time by notifying us or the calling party.
6. Data Retention:
We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Inactive subscriber records are typically retained for [3-7] years from last activity, after which they may be deleted or anonymized.
7. Cookies and Tracking Technologies:
The Site uses cookies and similar technologies, including:
-Essential cookies required for the Site to function
-Analytics cookies (such as Google Analytics) to understand how visitors use the Site
-Marketing and advertising cookies (such as the Meta Pixel, Google Ads tag, and similar pixels) to deliver and measure advertising
-Functional cookies to remember your preferences
You can control cookies through your browser settings. Disabling cookies may affect Site functionality. You may also opt out of certain advertising cookies through industry tools such as the Network Advertising Initiative (optout.networkadvertising.org) or the Digital Advertising Alliance (optout.aboutads.info).
We do not currently respond to "Do Not Track" browser signals.
8. Your Choices:
You may:
-Unsubscribe from marketing emails by clicking the unsubscribe link in any email
-Opt out of SMS by replying STOP to any text message
-Request that we update or correct your information by contacting us
-Request that we delete your information, subject to applicable legal exceptions
-Opt out of personalized advertising through the tools listed in Section 7
9. Data Security:
We use commercially reasonable administrative, technical, and physical safeguards to protect the information we collect. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of any account credentials and for the security of the devices you use to interact with the Site.
10. State Privacy Rights:
Depending on your state of residence, you may have additional rights regarding your personal information, including the rights to know, access, correct, delete, and opt out of certain processing. Residents of California, Colorado, Connecticut, Virginia, Utah, and other states with comprehensive privacy laws may exercise these rights by contacting us at the information in Section 14.
California Residents: Under the California Consumer Privacy Act (CCPA/CPRA), you have the right to know what personal information we collect, the right to delete personal information, the right to correct inaccurate personal information, the right to opt out of the "sale" or "sharing" of personal information, and the right to non-discrimination for exercising your rights. To exercise these rights, contact us using the information in Section 14.
We will verify your identity before responding to a rights request. We will not discriminate against you for exercising any privacy right.
11. Children's Privacy:
The Site is not directed to children under 18, and we do not knowingly collect personal information from children under 18. If you believe a child has provided us with personal information, please contact us so we can delete it.
12. Third-Party Links:
The Site may contain links to third-party websites, including those of our Advisor Partners and content providers. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party site you visit.
13. Changes to This Privacy Policy:
We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of the policy. Material changes will be communicated by email or by prominent notice on the Site. Your continued use of the Site after changes take effect constitutes acceptance of the revised policy.
14. Contact Us:
If you have questions about this Privacy Policy or wish to exercise any of your rights, contact us at:
Retirement Success Club Email: [email protected]
Copyright 2025 . All rights reserved
Email:[email protected]
Site: www.retirementsuccessclub.com